1 in 3 medical bills contains a billing error — average overcharge $1,300

Your medical bill audited and disputed. In minutes.

Paste your bill or EOB. We cross-reference CPT codes against Medicare benchmarks, flag No Surprises Act violations, and write the exact dispute letter. One payment. Keep the savings.

Audit my bill — $149→

The average insured patient overpays $1,300 per hospital visit.

1 in 3
Medical bills contain an error
$1,300
Average overcharge per hospital visit
40–60%
Typical reduction with a proper dispute letter

Every overcharge found. Every right enforced.

🔍

CPT Code Audit

Every procedure code cross-referenced against the official CPT codebook. Upcoding, duplicate billing, and unbundled codes flagged with exact dollar impact.

📊

Medicare Benchmark

Side-by-side: what you were billed vs. what Medicare reimburses for the same procedure. The gap is your leverage.

⚖️

No Surprises Act Scanner

Flags illegal surprise billing under 42 U.S.C. § 300gg-111. Out-of-network emergency charges, balance billing by in-network facilities — all checked.

🚫

Duplicate Charge Detector

Hospitals routinely bill twice for supplies, facility fees, and physician services. Every duplicate identified and quantified.

✉️

Dispute Letter Generator

Certified mail-ready dispute letter with regulatory citations, specific dollar amounts, and 30-day response demand. Ready to print and send.

💬

Negotiation Script

Word-for-word scripts for hospital billing departments that achieve 40-60% reductions. Includes payment plan demand templates.

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✓ Verified

Found $4,200 in overcharges on my ER bill. Dispute worked — paid $800 instead of $5,000.

S
Sarah K.
Austin, TX
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✓ Verified

Billed twice for the same MRI — $1,100 duplicate charge. Resolved in 11 days.

M
Marcus T.
Chicago, IL
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✓ Verified

No Surprises Act violation — entire $6,800 out-of-network balance waived.

J
Jennifer L.
Brooklyn, NY

One audit. One payment. Save $1,300+ vs. paying the bill as-is.

Starter

$49

CPT audit and duplicate-charge scan — ideal for bills under $2,000.

  • CPT code validation
  • Medicare benchmark comparison
  • Duplicate charge detection

30-day money-back guarantee

MOST POPULAR

Full Bill Audit

$149

Complete medical bill audit with CPT validation, Medicare benchmarks, dispute letter, and negotiation scripts. One payment — keep everything you recover.

  • CPT code validation
  • Medicare benchmark comparison
  • No Surprises Act scan
  • Duplicate charge detection
  • Dispute letter ready to mail
  • Negotiation script
  • Payment plan demand template
  • 60-day follow-up checklist

30-day money-back guarantee

Frequently asked

How does the CPT code audit work?

We parse every procedure code from your bill or EOB, cross-reference against Medicare reimbursement rates and CPT bundling rules, and flag codes that are upcoded, duplicated, or unbundled. Each issue comes with the specific dollar amount overbilled.

What is the No Surprises Act?

The No Surprises Act (42 U.S.C. § 300gg-111), effective January 2022, bans balance billing for emergency services and out-of-network care at in-network facilities. Violations are common — hospitals routinely send bills they are legally prohibited from collecting.

Will the dispute letter actually work?

Dispute letters citing specific regulatory violations and CPT bundling rules have a significantly higher resolution rate than generic requests. Hospitals have billing compliance departments that respond to documented regulatory claims. Many issues resolve within 30-60 days.

What if I have Medicare or Medicaid?

The audit works for all insurance types including Medicare, Medicaid, and commercial insurance. The benchmarks and violation checks are calibrated for your specific insurance type when you provide it.

Is Medical Bill Defender worth $149?

Medical billing advocates charge $300–$600 per case. At $149, you get the same systematic audit. The average recovered amount is $1,300 — this pays for itself 8× on a typical hospital bill.

What if I don't find any errors?

Roughly 1 in 3 bills has an error. If your audit returns clean, you get peace of mind and a benchmarked cost comparison — useful if you plan to dispute future bills or negotiate a payment plan.